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info@norcalmortgage.com
Toll-Free: 800-303-FUND
1099 D Street, Suite 202
San Rafael, CA 94901
info@norcalmortgage.com
Toll-Free: 800-303-FUND
1099 D Street, Suite 202
San Rafael, CA 94901
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With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs.
 When you are ready to shop for a loan, you can work directly with me.
Direct lenders are lending their own money, have in-house programs, and make the final decision on your application. Brokers are intermediaries who represent many lenders and loan programs from which to choose. If you have special financing needs or want to shop the market for the best deal, an experienced broker may be able to find the best loan for you.
Along with shopping the source, you'll also have to shop the total costs of the loan, including the interest rate, broker fees, points (each point is one percent of the amount you borrow), prepayment penalties, the loan term, application fees, credit report fee, appraisal, and a host of other items.
With a variety of loan programs and an established network of lenders behind us, we will find the loan that best suits your needs, at a very competitive rate. We offer conforming, non-conforming and government loan programs.
When you are ready to shop for a loan, you can work directly with me.
Direct lenders are lending their own money, have in-house programs, and make the final decision on your application. Brokers are intermediaries who represent many lenders and loan programs from which to choose. If you have special financing needs or want to shop the market for the best deal, an experienced broker may be able to find the best loan for you.
Along with shopping the source, you'll also have to shop the total costs of the loan, including the interest rate, broker fees, points (each point is one percent of the amount you borrow), prepayment penalties, the loan term, application fees, credit report fee, appraisal, and a host of other items.
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Working with the Nor Cal Mortgage of Marin staff is always a pleasure. Countless companies tout a “no pressure” environment. At Nor Cal, it’s a reality. Our family feels comfortable calling for advice year round. Nor Cal has supported many of our family members and friends through home purchases, refinances and investment properties. Nor Cal is home to trustworthy, competent and committed individuals who will treat you like family. Our family would not go anywhere else.
I.R & T.R.
San Rafael, CA
We have been clients of Amy Yamamoto’s for the past ten years. It is a pleasure to report; the numerous transactions during that time have all gone exceptionally smooth and cost effective. I have highly recommended Amy to my family and friends. Amy and Jaye, her assistant, are competent, honest, always willing to answer questions and a pleasure to work with. We will be working with Nor Cal Mortgage of Marin for many years to come.
TP & NP
Napa, CA
Amy is a four star mortgage broker and a wonderful person! I have worked with her many times over the years on refinance and equity line transactions. She is very organized and personable, making document signing as painless as possible. I have referred many family and friends to her and all have the same reaction “She’s great!” My only regret is that interest rates aren’t low enough for me to do yet another refinance with Amy.
J.S.
San Francisco, CA
Amy has always been efficient, knowledgeable, warm and supportive. She offers various products and her rates are consistently below her competition. We trust her!
K.R. & J.R.
Saratoga, CA
There is no other person we trust more than Amy when it comes to our financial needs. Her honesty and straightforward approach are refreshing in her industry.
F.M. & J.M.
Hercules, CA
I have worked with Amy on several occasions. Each time she proved to be the ultimate professional. She was always able to find the right mortgage for my situation. When she found an incorrect item on my credit report, she guided me through fixing it. I highly recommend her to anyone and consider her a friend.
J.D.
San Anselmo, CA
Working with the Nor Cal Mortgage of Marin staff is always a pleasure. Countless companies tout a “no pressure” environment. At Nor Cal, it’s a reality. Our family feels comfortable calling for advice year round. Nor Cal has supported many of our family members and friends through home purchases, refinances and investment properties. Nor Cal is home to trustworthy, competent and committed individuals who will treat you like family. Our family would not go anywhere else.
I.R & T.R.
San Rafael, CA
We have been clients of Amy Yamamoto’s for the past ten years. It is a pleasure to report; the numerous transactions during that time have all gone exceptionally smooth and cost effective. I have highly recommended Amy to my family and friends. Amy and Jaye, her assistant, are competent, honest, always willing to answer questions and a pleasure to work with. We will be working with Nor Cal Mortgage of Marin for many years to come.
TP & NP
Napa, CA
Amy is a four star mortgage broker and a wonderful person! I have worked with her many times over the years on refinance and equity line transactions. She is very organized and personable, making document signing as painless as possible. I have referred many family and friends to her and all have the same reaction “She’s great!” My only regret is that interest rates aren’t low enough for me to do yet another refinance with Amy.
J.S.
San Francisco, CA
Amy has always been efficient, knowledgeable, warm and supportive. She offers various products and her rates are consistently below her competition. We trust her!
K.R. & J.R.
Saratoga, CA
There is no other person we trust more than Amy when it comes to our financial needs. Her honesty and straightforward approach are refreshing in her industry.
F.M. & J.M.
Hercules, CA
I have worked with Amy on several occasions. Each time she proved to be the ultimate professional. She was always able to find the right mortgage for my situation. When she found an incorrect item on my credit report, she guided me through fixing it. I highly recommend her to anyone and consider her a friend.
J.D.
San Anselmo, CA
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